SelectPlus Lending has contracts with all of our funding sources. These contracts stipulate the exact percentage we get paid independent of loan program type (fixed or adjustable) or interest rate. At SelectPlus Lending, you the borrower are in control of what interest rate works best for you and your family. Whether you choose to pay points for a low interest rate or choose to receive a credit for a higher rate, we get paid the same from that lender. During loan application we routinely show our borrowers the pricing screen—letting you choose your mortgage interest rate.
We finance residential housing from single family residences up to four unit residences. Single family residences can be a detached home, a condo or a townhome. The mortgage loan can be for a purchase of a new property, for the construction take out financing of existing or new property, or for the refinance of an existing property. The purpose of the loan can be for your occupancy, for a vacation home, or for an investment property. Not only has Robert Bianchi financed tens of thousands of homes over the last several decades, but in addition, Robert has personally been involved with financing of his own new property, construction take-out, and with investment property. This personal experience allows us to be empathetic to your specific financing needs.